Zachary Ottum

524 13th Street

Rockford, IL
$ 99,000 Beds 3 Baths 1 Sq 1,176
Monthly Estimate* How much can I afford?

Welcome to this 3-bedroom home offering a detached 2-car garage and an opportunity to add your own personal style. The property features a functional layout with plenty of potential for updates and cosmetic improvements. With some refreshing and finishing touches, this home can be customized to suit your preferences. A detached 2-car garage provides additional parking and storage. A great opportunity to make the space your own while building value through updates. Schedule a showing to see the possibilities firsthand. Agent owned interest.

New

  • Price
  • $ 99,000
  • City
  • Rockford
  • Bedrooms
  • 3
  • Full Bathrooms
  • 1
  • County
  • WINNEBAGO
  • Half Bathrooms
  • 0
  • Area
  • Rockford
  • Lot Size
  • Zip
  • 61104
  • Sqr Footage
  • 1,176
  • Year Built
  • 1910
  • Taxes
  • $ 2278
  • Style
  • MLS#
  • 12770942
Listed By: Stateline Real Estate LLC
Data Source: Midwest Real Estate Data (MRED)

Features

General

Living Area 1176
Sewer Public Sewer
Heating Natural Gas,Forced Air
Cooling Central Air
Possession Closing
Garage Spaces 2
Association Fee Includes None
Construction Materials Stucco
Year Built 1910
Township Rockford
Tax Year 2025
Ownership Fee Simple
Assoc Fee Paid Per Not Applicable
County Winnebago
New Construction No
Property Type Residential
Total Rooms 7
Full Baths 1
Status New
Directions Head toward N 2nd St 56 ft Turn right onto S 2nd St 397 ft Use the middle lane to turn left onto Walnut St 430 ft Continue onto 1st Ave 0.4 mi Turn right onto Charles St 0.7 mi Turn right onto 1
City Rockford
High School District 205
MLS Area Rockford
Tax Annual Amount 2278
Standard Status Active
Middle/Junior School District 205
Elementary School District 205
Property Type Detached Single

Interior Features

Basement Unfinished,Full
Total Bedrooms 3
Room Type No additional rooms
LivingAreaSource Assessor
Total Baths 1
Bedrooms Possible 3

Exterior Features

Parking Features Yes,Detached,Garage
Water Source Public
Total Parking 2
Lot Dimensions 50 x 131 x 50 x 131
Waterfront Y/N No

Amenities

  • Foreclosure
  • Views
  • Short Sale
  • New Construction
  • Adult 55+
  • Lease To Own
  • No HOA Fees
  • Furnished
  • Primary On Main
  • Air Conditioning
  • Seller Finance
  • Green
  • Fixer Upper
  • Horse
  • Golf
  • Fireplace
  • Deck
  • Garage
  • Basement
  • Pool

Affordability Calculator

$3,786

Per Month

Based on the average sale price from the Dekalb, IL office

  • Monthly Principal & interest $2,658
  • Monthly Property Taxes $1,062
  • Monthly Home Insurance $67
Adjust Payment Options
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Let's determine your purchasing power. Working with my mortgage partner, you'll have the information you need to shop for a home with confidence.

Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA, or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

Schools

Elementary School Unknown Elementary School
Middle School Unknown Middle School
High School Unknown High School

Price History

9/28/2026 Listed $99,000

Property vs Zip Code Average in 61104

Price
AVG $170K
$100K
Taxes
AVG $2,526
$2,278
Year Built
AVG 1925
1910

Areas That We Cover

524 13th Street Rockford, IL is a Single Family Home for sale at $99000 with 1176 sqft and a lot size of Acre(s). 524 13th Street Rockford has 3 bedrooms, 1 baths and was built in 1910. The property's zip code is 61104 which is in Rockford, IL

*Information deemed reliable but not guaranteed.

Financial calculator disclaimer: Default based on a 30-year fixed rate of 6.49% with 20% down. The estimated payment is offered for convenience and is not an offer of credit. Due to market fluctuations, interest rates are subject to change at any time and without notice. Your individual rate may vary. Rates may differ for FHA, VA or jumbo loans.

Mortgage calculator provided courtesy of Inside Real Estate.

All information deemed reliable, but not guaranteed, and should be independently verified. The real estate information and related content displayed on this site is provided for consumers personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing.

Zachary Ottum

Zachary Ottum

Broker / REALTOR®

815-762-4852

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